Please remember that any information you disclose in a forum becomes public information and can be used by people you do not know. Accordingly, you should exercise caution when deciding to disclose any personal or other information in a forum. Any such disclosures are at your own risk.
Although we may monitor or review posted messages from time to time, we do not actively monitor the contents of the forums, and we are not under any obligation to do so. Each user is solely responsible and liable for the contents of his or her postings, and we are not responsible in any way for the content or opinions expressed therein. We have the right, but not the obligation, to remove, edit or move, at any time, any material posted to the forums, in each case as we deem appropriate.
You acknowledge that the content of all postings expresses the views of the author, and not of Hammond Professional Indemnity Consultants Limited (HPIC) or other affiliates, or any other entity, person, representative or agent associated with Hammond Professional Indemnity Consultants Limited. You also acknowledge that your use of or reliance on the information posted by other users in this forum is at your own risk.
Your access to the forums is subject to your compliance with the following rules of conduct applicable to all forums on this website. By entering a forum, you specifically agree to comply with each of the following:
Without limiting any of our other rights or remedies, a violation of any of the above rules of conduct may result in removal of a users postings, revocation of registration and/or banning a registrants e-mail address, which would prohibit the user from having any access to any or all of the forums.
Hammond Professional Indemnity Consultants Limited will co-operate fully with police and law enforcement officials and comply with any court order with respect to any claim or investigation arising from your participation in any of the forums and any material posted by you, including, without limitation, furnishing such material and information regarding your identity and any other information we may have about you.
You assume total responsibility and risk for your use of and participation in any forum on this website. HPIC shall not be responsible or liable under any circumstances for any direct, indirect, incidental, special, consequential or other damages arising out of or in any way related to any forum on this website. If you are dissatisfied with this website, including any forum thereon, your sole remedy is to cease use of the website or forum, as applicable.
Hammond Professional Indemnity Consultants Limited does not warrant that the functions contained in the materials on this website will be uninterrupted or error-free, that defects will be corrected, or that this website or the servers that make such materials available, are free of viruses or other harmful components. Hammond Professional Indemnity Consultants Limited does not warrant or make any representation regarding the correctness, accuracy, timeliness, reliability or any other aspect of the use of any of the materials.
You agree to indemnify, defend and hold Hammond Professional Indemnity Consultants Limited harmless from and against any and all claims, losses, liability, costs and expenses (including legal fees) incurred by Hammond Professional Indemnity Consultants Limited in connection with or arising out of your participation in any of the forums on this website and any material posted by you thereto.
You acknowledge that by participating in any forum on this website, you are granting Hammond Professional Indemnity Consultants Limited the unrestricted right, throughout the world and in perpetuity, to copy, sublicense, adapt, transmit, perform, display or otherwise use, at no cost whatsoever to Hammond Professional Indemnity Consultants Limited, any and all material you post to any such forum, including, without limitation, all intellectual property rights embodied therein.
Effective Date: October 2008
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